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    (BPRW) VEDC and JPMorgan Chase Announce Loan Fund for African American-Owned Small Businesses

    -- The National African American Small Business Loan Fund will increase economic opportunity for small businesses that lack access to credit and primarily serve low-income communities in New York City, Chicago and Los Angeles --

    (BLACK PR WIRE) -- NEW YORK--(BUSINESS WIRE)-- VEDC and JPMorgan Chase & Co. today announced a new lending program for African American-owned small businesses in New York City, Chicago and Los Angeles. The National African American Small Business Loan Fund will boost economic opportunity for minority-owned businesses in these cities and help them serve low-income communities by providing them with greater access to capital, technical assistance and financial consulting. JPMorgan Chase Foundation has contributed a $3 million grant to help VEDC reach its goal of creating a $30 million loan fund.

    Facilitated by VEDC, a California 501(c)3 Community Development Financial Institution (CDFI), this new Fund will provide financing for businesses across all industries. By providing the initial $3 million grant to seed the Fund, JPMorgan Chase is helping VEDC support small businesses that are a critical source of jobs and economic opportunity in their neighborhoods, but may be credit-impaired and unable to qualify for traditional capital. Without access to sustainable financing, these businesses may miss a growth opportunity or risk closing their operations.

    “As a direct small business lender and a leading intermediary of SBA loan programs, VEDC has a 39-year track record of providing business services to small businesses in low-and middle-income communities and especially in communities of color,” said Robert Barragan, President and CEO, VEDC. “Approximately 20 percent of our existing portfolio serves the African American community. With JPMorgan Chase’s seed funding, we look forward to helping more small businesses in our effort to further narrow the lending gap.”

    Currently, there are 268,000 African American-owned small businesses in New York, Chicago and Los Angeles – making them among the top cities for African American-owned small businesses. With ownership of approximately 1.9 million, 7 percent of small businesses nationwide, African Americans are the fastest growing segment of small business owners.1 However, business loans to African American entrepreneurs have yet to rebound since the economic downturn in 2008.

    To address this need, the National African American Small Business Loan Fund will provide short and long-term loans. Loan sizes will vary, but the average loan will range from $35,000 to $250,000. The JPMorgan Chase grant will allow the National African American Small Business Loan Fund to provide loans and technical assistance and establish a loan loss reserve. This reserve will allow VEDC to expand its lending criteria to New York, Chicago and Los Angeles small businesses that traditionally did not qualify for a loan.

    “African American small business owners have identified flexible capital as a critical resource for growth, but they face a shortage of this kind of support,” said Janis Bowdler, Head of Community Development for Global Philanthropy, JPMorgan Chase. “CDFIs like VEDC provide small businesses with the consulting and financing they need to grow their operations and often serve as a bridge to traditional bank loans down the road. We’re proud to partner with VEDC on this new fund, which will increase access to the capital and assistance that African American entrepreneurs need most.”

    Businesses receiving financing will be able to use the capital to expand, finance equipment, address short-term cash flow needs and provide contractor lines of credit. The Fund will also provide small business loan recipients with technical assistance such as networking, marketing, business plan development and financial consulting. Eligible small businesses must be majority-owned by African Americans.

    Notable Statements of Support

    “This new lending program will be another critical piece in our ongoing efforts to promote small business development and entrepreneurship in all Chicago communities, and particularly those that have traditionally lacked access to capital,” said Chicago Mayor Rahm Emanuel. “By investing in Chicago’s minority-owned businesses, VEDC and JPMorgan Chase are showing the power of the private sector to help cities tackle some of our biggest challenges.”

    “African American-owned small businesses are vital economic engines in Los Angeles, and when they are empowered, our communities have new doors open to them — opportunities that they both need and deserve,” said Los Angeles Mayor Eric Garcetti. “We expect great things from this fund, and thank VEDC and JPMorgan Chase for their commitment to addressing this great need.”

    “These small businesses are the heart of our neighborhoods,” said New York City Mayor Bill de Blasio. “They put people to work and create opportunity for families to make their way up the economic ladder. We are excited to partner with JPMorgan Chase and our fellow cities to support and grow African-American small businesses.”

    “We know that mission lenders hold the key in providing a sustainable source of capital to minority borrowers and those that have been left out of the economic mainstream,” said Grady Hedgespeth, Director of U.S. Small Business Administration Office of Economic Opportunity.

    This new fund complements the recently launched Detroit Minority Business Loan Fund – a $6.5 million loan fund for Detroit’s minority-owned small businesses – announced last month by Detroit Development Fund, JPMorgan Chase and W.K. Kellogg Foundation. Detroit is the fourth largest U.S. city for the number of minority-owned businesses.

    Interested small businesses in New York, Chicago or Los Angeles can learn more about eligibility by contacting VEDC at (212) 231-4310.

    About JPMorgan Chase & Co.
    JPMorgan Chase & Co. (NYSE:JPM) is a leading global financial services firm with assets of $2.4 trillion and operations worldwide. The Firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. The firm uses its global resources, expertise, insights and scale to address some of the most urgent challenges facing communities around the world including the need for increased economic opportunity. Information about JPMorgan Chase & Co. is available at

    About VEDC
    VEDC is a leading non-profit small business lender that is changing the way small business lending is done by making it more available and impactful. With a growing footprint, VEDC has lent $380 million in direct and guaranteed loans to over 104,000 small businesses and created more than 28,000 new jobs. VEDC’s mission, as a certified Community Development Financial Institution (CDFI), is to help create jobs and promote small business development in under-served communities. It provides loans and micro-financing options to small businesses, particularly those owned by women and minorities, that don’t qualify for traditional financing. VEDC’s expanding portfolio is composed of community-based loan funds in California, Illinois, Nevada, Utah, New Jersey, Connecticut, Florida and New York. For more information, visit


    The articles on this site are provided as a public service and to be used for information purposes only. does not accept any responsibility or liability for the use or misuse of the article content. Use at your own risk.

    No Endorsement: does not endorse or recommend any article on this site or any product, service or information found within said articles. Resources and links included in said articles are only suggested as sources for further exploration, but we cannot vouch for or take responsibility for information contained in these resources. The opinions and views of the authors who have submitted articles to belong to them alone and do not necessarily reflect the views of

    (BPRW) ConnXus Debuts All-in-One Supplier Diversity Management Tool at 2015 NMSDC Conference San Diego

    Web platform brings simplicity to corporate Supplier Diversity initiatives and more opportunities for a growing number of minority businesses across the globe

    (BLACK PR WIRE) -- MASON, Ohio--(BUSINESS WIRE)-- ConnXus®, the Mason, Ohio-based company that connects diverse and small businesses with companies seeking to expand and diversify their supplier base, has upgraded its technology platform to better connect buyers and suppliers in the marketplace.

    The platform, centered on an innovative all-in-one user dashboard, will debut at the 2015 NMSDC Conference in San Diego, California this month. ConnXus team members will provide live product demonstrations during the Business Opportunity Exchange on Oct. 19. Look for booth 947.

    Demonstration will be available on-demand, or schedule a demo with a ConnXus account executive ahead of the conference. Get all the information you need at the ConnXus website. The intuitive, new Web interface allows buyers to access compliance information, find, hire and manage suppliers, and track diverse supplier spend. Additionally, suppliers can create and manage a custom profile, upload certification documents and find potential opportunities with match notifications in the ConnXus platform.

    “This tool is a game-changer in the supplier diversity space,” says ConnXus COO Daryl Hammett. “This platform allow users to manage every aspect of their supplier diversity program in one place, creating an easy, seamless experience.”

    ConnXus corporate supplier diversity tools include:

    •ConnXus Scrub: Identify and validate diverse suppliers in your existing database

    •Supplier Registration Portal: Collect, search and filter key diverse vendor information in a private, branded repository.

    •TierTracker®: Capture direct and indirect Tier1 and Tier2 spend with customized reports in a single repository.

    •ConnXus Database: Access a database of more than 1.7 million diverse suppliers (refreshed daily).

    These upgraded products reflect months of feedback from current and potential customer feedback, and more fully reflect our motto: Supplier Diversity Made Simple®.

    “The all-in-one dashboard feature makes a historically manual process more efficient. This makes our clients jobs easier, and facilitates a more sustainable diverse supply chain,” says Account Executive Carrie Hawkins.

    To date, ConnXus has helped Fortune 500 companies navigate the procurement process, including The Coca-Cola Company, McDonald’s Corporation, Harley-Davidson Motor Company, Cincinnati Children’s Hospital Medical Center and Brown Forman.

    About ConnXus
    Headquartered in Mason, Ohio, ConnXus helps grow small, woman- and minority-owned businesses by connecting them to Fortune 2000 corporations seeking a competitive edge through supplier diversity. Our membership-driven platform champions quality buyer and supplier relationships through bid, marketing and direct communication opportunities.

    The articles on this site are provided as a public service and to be used for information purposes only. does not accept any responsibility or liability for the use or misuse of the article content. Use at your own risk.

    No Endorsement: does not endorse or recommend any article on this site or any product, service or information found within said articles. Resources and links included in said articles are only suggested as sources for further exploration, but we cannot vouch for or take responsibility for information contained in these resources. The opinions and views of the authors who have submitted articles to belong to them alone and do not necessarily reflect the views of

    (BPRW) Charles D. King’s Media Holding Company MACRO Announces Initial Partners

    Diverse range of investors signal widespread vote of confidence for new venture with eight-figure round

    (BLACK PR WIRE) LOS ANGELES--(BUSINESS WIRE)-- MACRO, the next generation multi-platform media company founded by former WME Partner/Agent Charles D. King, announced today that it has closed its first round of funding earlier this summer.

    “I couldnt be more thrilled with this incredible group of partners and investors. Among them, they represent some of the most boundary-pushing, innovative thinkers and leaders in their respective fields of technology, finance and media,” says Charles D. King, CEO & Founder of MACRO. “Most importantly, these individuals ascribe to the global vision of MACRO and understand what a tremendous opportunity awaits us. Their endorsement enables MACRO to create universally themed premium content for the African American, Latino and multicultural market, which has been vastly underserved for too long.”

    MACRO received a boost from its lead investor Emerson Collective, founded by Laurene Powell Jobs. Emerson Collective supports social entrepreneurs who are innovating ways to create lasting avenues for social and economic mobility. Powell Jobs shapes the vision of the company and their focus on collaborating with partners who harness the entrepreneurial spirit and are determined to disrupt the status quo by accelerating positive change.

    King has also secured financing from MNM Creative, a multimedia and entertainment company with offices in Shanghai, Hong Kong and Los Angeles. The firm is dedicated to supporting, producing and financing diversity-driven, multicultural content across all media with its strategic partners in the U.S. and across Asia. Also participating in the round is digital media expert Michael Kassan’s firm Medialink. Medialink is a strategic advisory and business development firm that operates at the intersection of media, marketing, advertising, entertainment, technology and finance.

    Other notable investors in the company include Wall Street Titan and MACRO advisor, Raymond J. McGuire, Global Head of Corporate and Investment Banking at Citibank, tech entrepreneur/investor Justin Yoshimura and Michael Kane, Managing Director of the Los Angeles based private equity firm Caltius Capital.

    “Charles is uniquely poised to lead what’s sure to become the kind of media company that will launch careers and brands, but more importantly add rich value to our entertainment culture,” said Laurene Powell Jobs. “Charles has an extraordinary set of creative instincts — he’s demonstrated a remarkable ability to amplify talent, trends, and content to multi-cultural audiences throughout his career.”

    Corey Martin of Davis, Shapiro, Lewit, Grabel, Leven, Granderson and Blake structured the holding company financing for MACRO alongside co-counsel Irell & Manella and Latham & Watkins.

    MACRO has already lined up projects from filmmakers Ryan Coogler (Creed, Fruitvale Station) and Craig Brewer (Hustle & Flow) that will be announced at a later date.

    Launched in 2015, MACRO is an innovative media asset holding company founded by Charles D. King, former long-time partner at William Morris Endeavor (WME). The disruptive entertainment company is focused on premium content creation, distribution and engagement for African American, Latino and multicultural (ALM) audiences. King is the first and only African American to rise from the mailroom to partner in the 116-year history of WME. His career as an agent spanned over 15 years, during which he was known for his innovative deal making and his strategic planning in developing brands for and around his clients. The executive and management team at MACRO includes Ronald Hohauser as Chief Financial Officer, Poppy Hanks as SVP/Development and Production and Michael Palank as VP/Digital and Business Development. Ted Sarandos, Chief Content Officer at Netflix and Raymond J. McGuire, Global Head of Corporate and Investment Banking at Citibank, serve on the advisory board of the company. MACRO’s headquarters are in the Kilroy Realty Sunset Media Center in the heart of Hollywood. Go to for more information.

    The articles on this site are provided as a public service and to be used for information purposes only. does not accept any responsibility or liability for the use or misuse of the article content. Use at your own risk.

    No Endorsement: does not endorse or recommend any article on this site or any product, service or information found within said articles. Resources and links included in said articles are only suggested as sources for further exploration, but we cannot vouch for or take responsibility for information contained in these resources. The opinions and views of the authors who have submitted articles to belong to them alone and do not necessarily reflect the views of

    Mixing the Perfect Sales Cocktail

    by Anthony Caliendo

    Sales can be complicated! Whether you’re a career sales professional or just starting your first sales job, being a good salesperson can be frustrating and complex. Different factors contribute to sales complexity:

  • being able to find the right lucrative opportunity

  • having access to the right resources

  • selling the right product or service that appeals to businesses and consumers

  • developing effective lead generating techniques

  • learning how to navigate through a complex sale

  • I've watched sales professionals expend an enormous amount of energy making sure all these aspects align so they achieve the success and income that they desire and deserve.

  • One factor in achieving sales success that is the absolute most essential but most frequently ignored is the “human factor.” The two most important and critical components to a successful sales process are you and your customer, no matter what you’re selling. As humans, we have different personalities, tendencies, habits, quirks that can simplify or utterly complicate sales. At the end of the day, salespeople must recognize that when you strip away all of the other variables in the sales process, the two constants that will always dictate sales success or failure are who is selling and who is buying. Once you accept this fact, then sales suddenly becomes less complicated. Why? Because now sales is all about your desire to sell and their desire to buy.

    With literally thousands of different sales techniques and philosophies that salespeople attempt to master, we find ourselves using trial and error, sampling and tasting until we think we’ve mixed the right sales cocktail that will increase our closing ratios. However, as a sales leader, coach, and the Ultimate Sales Assassin, I know that the most effective sales techniques to produce results and achieve desired outcomes focus on the human factor and the emotions that drive desired behavior:

  • make an impression

  • make connections

  • build relationships and build trust

  • This requires that salespeople perfect the techniques that get you in front of your potential customer, make you likable and above all, persuasive.

  • 5 Top Techniques for Mixing a Successful Sales Cocktail

    #1 – Sell Yourself. My one universal concept that never varies or waivers no matter if your sales business is B2C, B2B, retail, real estate, insurance, technology, securities or manufactured goods: selling is not about selling your product or service, it’s about selling yourself. That doesn’t mean that you don’t need product knowledge or that you don’t need to create value to influence the close. But consider this: having an A+ product with A+ product knowledge means nothing if you can’t even advance to the presentation.

    First and foremost, you have to think of yourself as your product. What attracts consumers to a product? The packaging, its features, its price, its guarantees. Manufacturers design and market their goods with consumer appeal uppermost in their mind. As a sales person, you have to market yourself in the same manner. You are the manufacturer of your product: which is you. Dress for success, channel confidence and charisma from within, and attract your buyer to you. You have to make an impression. Be unique. Be distinctive. Be remembered or be forgotten.

    At trade shows, I’m known as The Suit. Even if the dress code is business casual, I show up in a suit because that’s how I want to be remembered: the guy who always looks professional and is ready to deal with the CEO or the doorman. You know the saying: “You only get one chance to make a first impression.” What first impression are you giving your prospects?

    #2 – Make Your Prospect Comfortable. Frankly, make them like you. There’s a fine line between confidence and arrogance, persistence and annoyance, being knowledgeable and being a know-it-all. You have to know where and when to draw that line. You have to make your customer want to engage with you and do business with you. Even with today’s online researching and buying trends they will not buy from you if they do not like you and trust you.

    #3 – Master “The Art of Asking Questions Without Asking.” You must make a connection with your buyer. Learn how to get them off the defense and extract as much information as possible so you can assess their needs – without them even realizing it. The best advice I can give new salespeople is to learn how to open up the dialogue and then learn how to listen. Listening is a skill: not everyone is born with the ability to listen. But if you want to learn how to improve your sales skills, learn and practice your listening skills. Next thing you know you’ve gathered all the info you need for your closing arsenal. Now close.

    Remember: LISTEN and SILENT are spelled with the same letters. Think about it.

    #4 – Isolate Your Buyer’s Hot Spots. Create value, create need and create solutions for your potential buyer. In today’s buying cycle the vast majority of buyers have done their online research before they ever speak to a salesperson. They asked for recommendations, they’ve Googled your company and you, and they have decided that they want to hear your pitch. Don’t waste their time: hone in on what is actually important to them and then be prepared to give them the solutions they are looking for, not the pitch you’ve been preparing for months.

    That’s not to say you shouldn’t have your big pitch ready: a Sales Assassin is always prepared to change course to meet the buyer’s needs. They know their problem: but you have the solution. A buyer may be very clear that he needs to purchase ABC, but when you hear the problem a good salesperson is prepared to explain why XYZ is the real solution to their need. Don’t confuse this with up-selling: cross-selling is solving problems the client may not even realize he has, or known that you could solve. Refer to #3: LISTEN.

    #5 – Recognize Emotional Drivers and Negotiate Accordingly. Don’t be so preoccupied with your own goal to reach the finish line that you fail to identify your potential buyer’s signals. You are pitching a product to your prospect to solve their problem – not to solve yours. So when your prospect is giving you clues as to what they may be thinking or feeling, you need to recognize that this is what drives them to make their final buying decisions. In reality, we all know salespeople do have to solve their problems: meeting quota, a family to support, a sales manager watching their every move. But that’s your problem: not your client’s. Once you make your problems the client’s, you’re sure to lose the relationship and the sale. So tune in and negotiate accordingly.

    Once you’ve solved the client’s problem, you’re their hero – and you’re their go-to sales rep.

    Anthony Caliendo is a self-made man, entrepreneur, corporate visionary, leadership coach, and author of The Sales Assassin – Master Your Black Belt in Sales. Learn more at

    The articles on this site are provided as a public service and to be used for information purposes only. does not accept any responsibility or liability for the use or misuse of the article content. Use at your own risk.

    No Endorsement: does not endorse or recommend any article on this site or any product, service or information found within said articles. Resources and links included in said articles are only suggested as sources for further exploration, but we cannot vouch for or take responsibility for information contained in these resources. The opinions and views of the authors who have submitted articles to belong to them alone and do not necessarily reflect the views of is making every employee their own boss!

    AUSTIN, Texas—Friday Aug. 7, A 2-year-old Austin startup focused on helping people start their own businesses by offering online training, tools and active business communities is now helping its employees do the same. Today, launched Startup Fridays which offers employees time and resources to work on their own entrepreneurial goals.

    As entrepreneurship is exploding around the United States, is doing its part to get people into working for themselves and their own businesses, instead of working for someone else. believes so strongly in this mission that they are not only encouraging every employee to start their own business, they are also putting way more than just their money where their mouth is.

    Matt Clark, CEO and co-founder of, said, “Helping our employees start their own businesses accomplishes several things. It helps them truly understand what we do for our customers every day, they better learn our course products and they get to live the customer experience. It truly makes them a part of the company mission of helping people start their own business.” is letting any employee take one of their business-starting courses, giving them every Friday free to work on growing their business while still getting paid to do their regular job. The founders of the company are going way beyond that and even offering to mentor the employees to help them get their businesses off the ground and running. And to make sure the employees can give this a real go, is even offering angel funding for each employee to invest in inventory or marketing to help grow their businesses.

    Jason Katzenback, President and co-founder said, “Not only do I believe that this unique opportunity will help foster employee engagement and productivity, but I believe we’ll also discover more opportunities to improve our courses and platform.” made the announcement to employees a few weeks ago and officially kicked it off today in their downtown Austin office with the inaugural Startup Friday.

    Founded in 2013, is redefining entrepreneurship by helping people build their own businesses. Offering results-focused training, exceptional business tools, and a strong, supportive online community, the company empowers people from all walks of life to become successful business owners. offers a variety of courses to help every level of entrepreneur, from beginner to veteran, build or boost their business. They achieve this by partnering with proven, entrepreneurial business leaders to develop and teach their courses. is headquartered in Austin, TX, where an abundance of technical talent, a vibrant entrepreneurial ecosystem, and access to the world’s best barbecue combine for the perfect conditions to drive company growth.

    For more information about how can help you, visit

    The articles on this site are provided as a public service and to be used for information purposes only. does not accept any responsibility or liability for the use or misuse of the article content. Use at your own risk.

    No Endorsement: does not endorse or recommend any article on this site or any product, service or information found within said articles. Resources and links included in said articles are only suggested as sources for further exploration, but we cannot vouch for or take responsibility for information contained in these resources. The opinions and views of the authors who have submitted articles to belong to them alone and do not necessarily reflect the views of

    From Winning Investment on Dragons Den to Helping Budding Entrepreneurs Make their Fortune

    While starting a new business is always a steep learning curve underpinned by long hours, stress and strong faith and courage to keep going, the ultimate gain can be well worth the initial pain in starting up. From flexibility and personal freedom to great financial profits, running a successful business can be more rewarding than the security foreseen in a regular job.

    Successful entrepreneurs recognize the importance of a good mentor and strong support network and Goldgenie’s new Business Opportunity aptly titled the "Mastermind Programme" may be just the golden ticket to the personal freedom and financial independence that building and running your own business can bring.

    Founded by award-winning entrepreneur Laban Roomes, who incidentally got the first televised investment from Mr. James Caan on series 5 of the hit Dragons Den show and then went on to purchase 100% of his shares back soon after to take a gamble on franchising his leading luxury gift and customisation company Goldgenie worldwide.

    Laban Roomes is personally launching the new programme to assist entrepreneurs who are looking to start out on their own. He is looking for entrepreneurial people who would like to work under the guidance of the Goldgenie team and potentially earn in excess of £60,000 per year working part or full time in their own business customising everyday items.

    The Goldgenie Business system and Mastermind programme will allow just 10 entrepreneurs each month to work personally with Laban Roomes to establish and grow their own successful businesses as Goldgenie Certified Professionals while building their own company. There are no franchise fees, royalties, or fixed rates to pay, just a one off fee of £2,447.50 plus VAT.

    Goldgenie Certified Professionals are supplied with a "business in a box" which will include a plug-in-and-play gold plating system and everything that you could possibly need including: personalised business stationery, marketing materials and all of the brand’s high resolution images for marketing use.

    Members of the Mastermind Programme will also receive a Crystalgenie kit, equipping themselves with the tools to diversify their customisation service by offering clients the option to embellish their items with Swarovski Crystals along with their own fully configured e-commerce website.

    The business has the ability to take a B2B model too and many Goldgenie certified professionals are busy working to meet the demands of hotels, luxury car dealerships, interior designers, jewellery and antique stores, restaurants and even buildings of worship. These are just some examples of how Goldgenie Certified Professionals are creating niches and expanding the luxury customisation market, which is not only highly exciting but also highly flexible.

    “With modern technology, the world is truly your oyster. From reaching customers to building business-to-business relationships, the infrastructure is freely available to support your business growth and reach new heights. I know from experience that getting started can be the steepest climb which is why I hope to personally offer more entrepreneurs the encouragement and boost they need to launch their business under the guidance of our expertise.”

    Known for their lustrous finishes in 24K Gold, Platinum and Rose Gold, Goldgenie’s collections include technology and lifestyle accessories including their popular iPhone Elite range and ground-breaking personalised items such as their recently released 24K Gold British Racing Bike, Segwheel and Diamond Ecstasy iPhone.

    Goldgenie no stranger to success supplied corporate and customised gifts to be Emmys and Oscars not to mention blue chip corporations, such as Blackberry, Aston Martin and Rolls Royce and celebrities such The Beckhams, Elton John, Roman Abramovich and P. Diddy as clients.

    For more information on how to join the Mastermind Programme please email call +44 208 804 6200 or visit our web page here:


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    No Endorsement: does not endorse or recommend any article on this site or any product, service or information found within said articles. Resources and links included in said articles are only suggested as sources for further exploration, but we cannot vouch for or take responsibility for information contained in these resources. The opinions and views of the authors who have submitted articles to belong to them alone and do not necessarily reflect the views of

    Chris Foster's Non-Toxic Movement/M. Boutique Products

    Finally, a line of household products that are 100% safe for your family, your pets, and the environment! Chris Foster was inspired to create M. Boutique during his mother Mina’s battle with cancer. After her diagnosis, Foster did some research and learned that there was evidence linking the harsh chemicals in many household cleaners to cancer. He was sure that the years his mother spent cleaning homes and offices may have contributed to her diagnosis. Determined to create change, Foster created M. Boutique.

    M. Boutique’s products are unique in that they are free of all chemicals and are made using only all-natural and organic ingredients. All of M. Boutique’s products are available in five signature fragrances, each created from pure organic essential oils. The unique fragrances are Geranium Wild Ginger, Lavender Smoke, Lemon Wild Verbena, Moroccan Rose Wild Mint, and Neroli Lotus Blossom.

    M. Boutique features several product lines. For your home, a line of household cleaning products that include everything from laundry detergent to glass cleaner. To pamper yourself, look no further than M. Boutique’s Foster My Body, a line of shower and bath gels, shampoos, and facial products. Pair these with M. Boutique’s luxury candles and soaps for a true spa-like experience.

    And to keep your furry friends healthy and happy, turn to Pet’s By Jorge, M. Boutique’s line of pet grooming products, which include pet shampoo, paw therapy, and fur hydrating butter. Scandal star Kerry Washington recently revealed to US Weekly that she is a huge fan of M. Boutique and swears by Pets By Jorge for her dog! To learn more about Pets By Jorge, check out Chris Foster’s visit to The Pet Show with Dr. Katy Nelson.

    To purchase any of M. Boutique’s products visit

    The articles on this site are provided as a public service and to be used for information purposes only. does not accept any responsibility or liability for the use or misuse of the article content. Use at your own risk.

    No Endorsement: does not endorse or recommend any article on this site or any product, service or information found within said articles. Resources and links included in said articles are only suggested as sources for further exploration, but we cannot vouch for or take responsibility for information contained in these resources. The opinions and views of the authors who have submitted articles to belong to them alone and do not necessarily reflect the views of

    Five Steps to Integrating Coaching into your Talent Management Strategy

    by Renée Robertson

    Coaching means many things to many people. Many times a certain technique that is referred to as “coaching,” isn’t really coaching at all; it’s actually counseling or feedback. For example, you may have heard or had this happen to you – a manager will say, “Let me give you some coaching around ABC,” and they proceed to explain to an employee why the employee failed to accomplish a task. The manager then explains the way ABC needs to be done. More times than not, the recipient of this so-called “coaching” walks away disillusioned by what they think was a coaching experience and perhaps, deflated and unmotivated. As a result, coaching can get a bad rap and employees may begin to disengage. So what does a real coaching conversation look like? Well, something like this: “So, how do you think your presentation on ABC went?” The employee is given time to reflect, respond and be an active participant in the conversation. The manager continues to ask thoughtful questions such as: “What would you have done differently?,” ”What actions will you take?,” or “How can I support you?” Do you notice the difference? This is a coaching conversation—the employee is empowered to act while being supported by their manager. The employee gains confidence knowing that they own the outcome while feeling acknowledged and supported by their manager.

    Now more than ever, there is a great opportunity to bring coaching into organizations. According to Gallup’s study on the global workplace, only 13% of employees worldwide are engaged at work or are psychologically committed to their jobs and likely to be making positive contributions to their organizations. Therefore, 63% are "not engaged." If this is the case, then why not integrate coaching into your talent management strategy, not only to increase employee engagement, but to achieve other talent development goals such as developing certain competencies like problem-solving, strategic thinking or filling your talent pipeline with ready-now talent for upward or lateral assignments?

    In order to integrate coaching into your talent management strategy, the following five steps should be taken:

    1. Educate Your Leaders: Start at the top and educate your executives on the differences and benefits of coaching versus counseling. Interview them on their perspectives on coaching and assess their willingness to participate and support a coaching initiative. Explain the benefits of coaching and ask them where they see applications for coaching inside their organizations.

    2. Identify Coaches, Participants and Executive Sponsors: Look for individuals and managers that can become trained to be internal coaches inside your company. These individuals may be inside your talent management and organizational development areas or could exist inside the business itself. Consider having talent management or Human Resources executives trained and credentialed by the International Coach Federation as professional coaches. As a result, they will be in an excellent position to coach executives in the company. Alternatively, you may choose to utilize external coaches. If so, you can submit a request via the International Coach Federation Coach Referral Service website or ask colleagues for recommendations.

    Simultaneously, you will want to identify candidates to participate in the coaching program. Therefore, review your succession planning and consider top talent managers, directors and executives. Participants should be excited to be part of the program and willing to make a commitment. Just as important as identifying the coaches and participants is to make certain that you have executive sponsorship. Determine which executives would like to sponsor the program and be a participant. Request that they support you in your coach and participant identification, marketing efforts, during participant enrollment and throughout the program’s life cycle.

    3. Manage Expectations: Be sure to clearly set expectations with your internal coaches, individuals being coached, the executive sponsors and, of course, your managers and colleagues. It is best to run the initial program as a pilot and build upon its success. Make certain everyone is clear on the goals of the program, time commitment and their roles and responsibilities.

    4. Train: Enroll your internal coach candidates in a coach-training program that is designed to train individuals that work inside companies as a coach. If you choose to enroll internal employees to become coaches, ensure they’re being coached by a coach with experience coaching internal coaches. In addition, be sure to train the individuals who are to be coached on the role and responsibilities of the participant. While training your coaches, be sure to establish a clear and consistent process for enrolling clients, coaching time and exiting clients. The key here is to ensure that everyone participating has a similar experience.

    5. Measure Success: Prior to starting the program, determine how you will measure its success. It may be done simply by using a Net–Promoter score or setting up a simple impact study. It doesn’t have to be a rigorous measurement such as ROI. If your program is embraced and utilized (coaching clients show up and participate in the coaching), then that’s a great sign. Interviewing them or surveying them on the benefits they received is also an excellent idea. In addition, be sure to ask the managers of the program’s participants about the changes they may have noticed in their employee’s behaviors after being coached.

    In a time where we’re surrounded by change and have so many demands on our personal and professional lives, the need for coaching is at an all time high. Coaching is a model for engagement, empowerment and accountability. It teaches those being coached to be responsible and to “own” their results. By engaging in coaching, you’re making a decision to replace mediocrity with high-performance. So let’s ask ourselves, who and what company doesn’t want full engagement and high-performance?

    Renée Robertson is a two-time International Coach Federation Prism Award Winner for Internal Coaching, in addition to being the CEO of Trilogy Development. She shares her insights and first-hand experience in her new book, The Coaching Solution: How to Drive Talent Development, Organizational Change and Business Results. To learn more, visit

    The articles on this site are provided as a public service and to be used for information purposes only. does not accept any responsibility or liability for the use or misuse of the article content. Use at your own risk.

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    New Platform Connects High-Growth Minority-Owned Startups with Leading Investors

    NEW ORLEANS (June 3, 2015) — PowerMoves.NOLA is convening the country’s premier entrepreneurs of color for its second annual national conference in New Orleans on July 1-3, 2015 to coincide with ESSENCE Festival® presented by Coca-Cola®. The three-day event is designed to connect nationally-sourced entrepreneurs with a preeminent network of advisors, experts, and investors. The conference advances PowerMoves.NOLA’s mission to increase the number of America’s venture-backed, minority-founded companies in high-tech and high-growth sectors. It is made possible through the generous support of Chevron as Founding Sponsor and Morgan Stanley as Presenting Sponsor.

    “Entrepreneurs of color do not typically have access to deep pools of capital, and this event is about identifying the very best of this historically overlooked talent pool and connecting them to experienced investors. The entrepreneurs get unparalleled access, and the investors are exposed to attractive prospective investment opportunities at reasonable valuations,” said Earl Robinson, the president of PowerMoves.NOLA.

    More than 50 highly-regarded investors and advisors and some 40 entrepreneurs will be in attendance. In addition to hand-selecting the nation’s most promising entrepreneurs of color, several invitation-only events ensure top-quality deal flow.

    The conference will also include the culmination of the PowerUp Boot Camp for early-stage entrepreneurs of color. The intense program helps them develop viable brands, produce effective business models, and prepare for the Demo Day presentation to potential investors held at the conference on July 3.

    For descriptions of all participating entrepreneurs, visit


    Entergy Angel Pitch
    This pitch will feature five early-stage entrepreneurs competing for a $25,000 cash prize.
    July 2, 9AM - 10:30AM, Club XLIV in Champions Square (LaSalle St)

    Morgan Stanley Series A Pitch
    This pitch will feature five later-stage entrepreneurs competing for a $25,000 cash prize.
    July 2, 11AM - 12:30PM, Club XLIV in Champions Square (LaSalle St)

    PowerMoves Alumni Panel

    This panel will feature former PowerMoves.NOLA Pitch and Demo Day participants as they discuss their experiences scaling their startups and raising capital as entrepreneurs of colors.
    July 2, 2PM - 3:30PM, Club XLIV in Champions Square (LaSalle St)

    Morgan Stanley FinTech Showcase
    This showcase will feature five entrepreneurs representing the financial technology field present their business models to a select group of investors and industry business leaders.

    July 3, 8:30AM - 10AM, Freeport-MacMoRan Building, 1615 Poydras Str, 23rd Floor

    PowerUp Demo Day presented by IBERIABANK
    Twenty early-stage tech entrepreneurs of color will culminate their 6-week boot camp at the PowerUp Demo Day where they will pitch for the chance to win a $15,000 cash prize.

    July 3, 10AM - 11:30AM, Pan American Life Building, 601 Poydras St. -20th Floor - IBERIABANK Atrium

    Big Break Power Pitch
    Four consumer-focused startups founded by entrepreneurs of color will compete at the 2015 ESSENCE Festival® presented by Coca-Cola® for the chance to get their “Big Break.” The winner will receive a $25,000 cash prize and exposure to investors and business leaders. The Big Break Power Pitch will be moderated by Carla Harris, Vice Chairman, Global Wealth Management, Managing Director and Senior Client Advisory at Morgan Stanley.
    July 3, 1:30PM – 2:15PM, Center stage in the Ernst M. Morial Convention Center

    More about the conference at


    PowerMoves.NOLA is a national initiative to deploy innovative ideas, fresh approaches, and an overall commitment to equity and diversity as a growth strategy to address the generational obstacles that prevent minority entrepreneurship. Leveraging the thriving entrepreneurial ecosystem, resources, and culture of New Orleans, PowerMoves.NOLA’s mission is to increase the number of venture-backed minority-founded companies locally and nationally.

    PowerMoves.NOLA is made possible through the generous support of its sponsors including Chevron as Founding Sponsor and Morgan Stanley as the Presenting Sponsor. Other major sponsors include Entergy, IBERIABANK, Liberty Bank, Minority Business Development Agency (MBDA) and ESSENCE Festival® presented by Coca-Cola®.

    In addition to the national conference, programs include City Ventures, PowerUp Boot Camps, and a fellowship.

    City Ventures

    City Ventures introduce regional and national startup talent to partner cities, highlight existing local entrepreneurial resources and ecosystems, and aid in the strategic positioning of those cities as regional hubs for high-growth and high-tech entrepreneurs of color. City Ventures kicked off with the activation of PowerMoves@Detroit sponsored by Morgan Stanley in April. Co-hosted by Invest Detroit, PowerMoves@Detroit was a three-day event in which local and nationally recruited entrepreneurs of color participated in venture capital pitch competitions, vying for $120,000 in direct prizes and a chance to raise their visibility to other investors.

    A short video on PowerMoves@Detroit can be viewed here:

    PowerUp Boot Camp

    PowerUp is an intense boot camp training for early-stage entrepreneurs of color to develop viable and fundable business models with advice from successful entrepreneur and investor mentors. The boot camp begins with a 6-week virtual program where companies attend interactive sessions covering specific entrepreneurship-related topics and pitch coaching. Participants are then brought together for 2-days of mentor-led workshops, peer learning and networking.

    The Fellowship

    The Fellowship, sponsored by Chevron, helps high-growth minority-led startups succeed by individually connecting them to executive, capital and technical assistance through a national network of advisors, mentors, experts and investors. Selected Fellow received $25,000 in investment capital and free office space during their fellowship year the PowerMoves headquarters. Eligible startups commit to have a C-Level executive and be at 25% or more of their FTE employees living in the New Orleans for at least a year.

    More at

    The articles on this site are provided as a public service and to be used for information purposes only. does not accept any responsibility or liability for the use or misuse of the article content. Use at your own risk.

    No Endorsement: does not endorse or recommend any article on this site or any product, service or information found within said articles. Resources and links included in said articles are only suggested as sources for further exploration, but we cannot vouch for or take responsibility for information contained in these resources. The opinions and views of the authors who have submitted articles to belong to them alone and do not necessarily reflect the views of

    5 Lessons Learned from a Successful Serial Entrepreneur

    LAGUNA NIGUEL, Calif. (May 21, 2015) – According to the Small Business Administration, only half of all new businesses make it to the five-year mark, and only a third of them survive to reach the 10-year mark. Yet there are people who not only have a successful business, growing it to be a multimillion-dollar company, but that go on to be successful serial entrepreneurs. Figuring out what it takes to have one successful company is a challenge, but doing it more than once is a secret worth sharing.

    “I am thrilled to be at the forefront of another successful company that is helping to revolutionize an industry,” explains Tina Aldatz, chief executive officer of SAVVY TRAVELER. “There are many lessons learned about what it takes to be successful in business, and if you can master just a few of them your chances will be that much greater.”

    Aldatz’s story is one that most people find impressive, considering she emancipated herself from her parents at the age of 15, and went on to learn everything she could about having a successful business. She created the company “Foot Petals,” which was recognized by Inc. 500, and worth millions. She is now working with her business partner, Margie Floris, to bring that same level of success to SAVVY TRAVELER, a company dedicated to the health and wellness of the traveler.

    Sharing 5 lessons Aldatz has learned from being a successful entrepreneur, she starts by advising that people offer something that is needed. Take a look around and notice that something is lacking or could be improved upon, and find a way to capitalize on that idea. Consumers are always interested in new and improved products that will help them in their life.

    Other lessons include:
    Being able to reach people on multiple levels. In today’s world, people get their information in a variety of ways, including online, through videos, and more. Aldatz helped in this area by writing a book called “From Stilettos to the Stock Exchange,” where she shares information on her journey from struggle to success.

    Having a good understanding of business and a willingness to take chances. Many people have great ideas, but they rarely ever act upon them. Taking the leap to act on one of those great ideas is essential in order to become successful in business. Always being able to overcome challenges, rather than letting them hold you back from reaching your goals. Aldatz overcame numerous challenges in both her private life and professional career, going on to becoming a successful Latina entrepreneur. Giving back to the community and those who have helped you along the way. One thing Aldatz did was to create a good bond with those in her community and then give back and help those in need. Good things come from giving back and helping others.

    “Tina and I have learned many lessons from being entrepreneurs, but also from working together in business,” says Margie Floris, co-founder of SAVVY TRAVELER, a marketing expert who also helped Foot Petals to become globally successful. “Having a partner is a good way to help move the company forward, provided you compliment each other’s skills. We both bring a lot to the table and together we have created an unstoppable team with SAVVY TRAVELER.”

    SAVVY TRAVELER offers a line of products that help to keep travelers healthy and comfortable. For more information, visit the site at or follow @BeASavvyTraveler on Instagram or @BeSavvyTraveler on Twitter for product launches and events.

    SAVVY TRAVELER is a premier lifestyle brand offering daily use products in convenient kits and single-use packets that are disposable, eco-friendly and made in CA! Savvy Traveler is dedicated to overall travel wellness while offering stylish lifestyle components for both personal and surface use. They are high performance products that are individually packed in a disposable towelette form that remove 99% of surface contamination. Savvy Traveler, American-made products with a modern design, help consumers carry all of their must-haves while they travel for a healthy, easy, on-the-go experience. Ranging from quick-fix beauty needs like deodorant wipes, nail polish remover wipes and facial cleansing wipes to surface wipe sanitizing products (even for your cellphone), each item has been individually packaged and designed for the busy traveler. For more information, visit the site at

    Small Business Administration. FAQ.

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    No Endorsement: does not endorse or recommend any article on this site or any product, service or information found within said articles. Resources and links included in said articles are only suggested as sources for further exploration, but we cannot vouch for or take responsibility for information contained in these resources. The opinions and views of the authors who have submitted articles to belong to them alone and do not necessarily reflect the views of

    (BPRW) Wells Fargo Sponsors Gallup Industry Study to Gain Insight Into Financial Needs of Diverse-Owned Small Businesses

    Wells Fargo announces plan to help address study findings, help more diverse small businesses get credit-ready, access credit • Four-point plan includes expanded credit coaching program, $75 million in investments and grants for small and micro-business lending in diverse communities, enhanced Chamber Training Institute for diverse leaders

    (BLACK PR WIRE)— SAN FRANCISCO--(BUSINESS WIRE)--To gain more insight into the experiences of diverse business owners in the areas of lending and operating their businesses, Wells Fargo commissioned Gallup to conduct a national study of small business owners. Today, as Gallup releases the findings (on, Wells Fargo is announcing a four-point plan to address needs identified in the study. The plan will help more diverse small businesses become credit-ready and gain access to credit. The Gallup survey includedfindings of business owners in six segments – African American, Asian American, Hispanic, LGBT (Lesbian, Gay, Bisexual and Transgender), military veteran, and women.

    “Serving diverse communities has long been a focus area and priority for Wells Fargo, yet we know there’s more work to be done, and it starts with gaining a deeper understanding of the experiences of diverse small business owners working with financial institutions,” said Lisa Stevens, head of Small Business for Wells Fargo. “For this reason, we commissioned the Gallup study, which gave us new insight into the perceptions and experiences of diverse business owners working with banks, and how we can improve as a company and as an industry.”

    Overall, the national study revealed there are more similarities than differences between small business owners in all diverse segments and those in the general population. It also shows specific areas in which the financial services industry can provide more support for diverse business owners.

    Credit Coaching Program
    In the Gallup survey, diverse-owned small businesses were more likely to respond that they have been declined for business credit – about one in five African American, Asian and Hispanic business owners said they faced a credit decline in the past (14 percent of general market respondents said they faced a decline). After being declined, a higher percentage of African American business owners (64 percent) said they did not apply for credit again than their peers in the general small business population (47 percent). African American (14 percent) and LGBT (15 percent) business owners also reported greater personal credit challenges than the general market (5 percent).

    To help business owners learn how to obtain credit, as well as better understand the reasons for a decline and learn how to prepare to reapply, Wells Fargo has launched an enhanced Credit Coaching program. It offers expanded support to business owners who have been declined business credit. The phone-based program has been rolled out to small business owners who apply for Wells Fargo Business Direct credit products (primarily credit products under $100,000 sold through its retail banking stores). Business owners who use the program will be connected with a credit specialist who will review the business’ credit profile, explain why the business was declined credit, and share resources that can help the business strengthen its credit profile and improve the likelihood of being approved for business credit in the future.

    In addition, while the majority of business owners surveyed across all segments said they did not feel a perception of discrimination from a financial institution impacted their chances of obtaining business credit, 22 percent of African American and 11 percent of LGBT business owners reported that perceived discrimination impacted their chances of obtaining credit for their business, compared to 5 percent of the general small business owner population. The Credit Coaching initiative will be one way Wells Fargo will further increase transparency of credit decisions and facilitate conversations that build trust with all customers.

    “We take pride in the fact that diversity and inclusion has long been one of our core values in every aspect of our business, and at every level of our organization,” said Stevens. “We want to make sure all customers feel welcome, respected, understood, valued and appreciated. The actions we’re introducing today are the next steps for Wells Fargo to better serve and connect with diverse-segment business owners.”

    Community Development Financial Institutions Investments, Grants
    Another key finding in the Gallup study is that African American, Asian and Hispanic small business owners are more likely to be in the start-up and growing stages of their business, compared to the small business population in general, and as a result may not qualify for many conventional bank loan products. In addition, 49 percent of African American-, 47 percent of women- and 45 percent of LGBT-owned businesses in the survey reported annual business revenue of less than $50,000, compared to 36 percent of small business owners in general.

    To help newer, smaller and start-up businesses access the appropriate business financing and support they need, Wells Fargo will extend $50 million in investments and $25 million in grants to organizations called Community Development Financial Institutions (CDFIs) that serve small businesses and entrepreneurs. The investments and grants will be directed to CDFIs that help small businesses get started and established by providing flexible capital and technical assistance. Wells Fargo will work with existing and new CDFI customers in diverse communities across the country to deploy this capital and measure its impact.

    “We know that in order to address the range of financial needs within all of our communities, we need to support and work with the ecosystem of organizations that serve small businesses,” said Jon Campbell, executive vice president, government and community relations for Wells Fargo. “Through this increased investment and connections with community lending organizations, we are making meaningful strides toward increasing access to capital for small businesses, as well as helping more business owners get the coaching and educational resources they need to succeed financially long-term.”

    Nationwide Referral Network
    In the Gallup study, more African American, Asian and Hispanic business owners reported they were unable to obtain all the credit they needed in the past year than the general business owner population, yet the majority of small business owners in all diverse segments said they did not need credit in the last year. At the same time, nearly one in four African American, Hispanic and Asian business owners plans to apply for credit in the next 12 months, higher than the general small business owner population planning to pursue credit (15 percent). Businesses in the startup and growing phases in general expressed more intentions to apply for new credit.

    To ensure business owners are aware of and accessing the full range of financing options available to them, Wells Fargo recently established referral relationships with more than 20 nonprofits and other lenders in cities across the country that are participating in the U.S. Small Business Administration’s (SBA) Community Advantage program. Participants in the SBA’s program specialize in providing hands-on guidance to small businesses and offering credit to qualifying businesses in underserved markets. Wells Fargo, the nation’s No. 1 SBA lender 7(a) in dollar volume for six consecutive years (U.S. SBA data, federal fiscal years 2009-2014), established these relationships with the intent of providing small business owners with an additional financing solution that may better meet their lending needs.

    Chamber Training Institute
    On the topic of business education, the Gallup study showed that African American, Asian and Hispanic business owners were more likely than business owners in the general population to be extremely or very interested in learning how to build a strong business credit application, choose a credit product, and develop a business plan. To meet this demand, Wells Fargo is supporting a Chamber Training Institute that trains leaders of diverse-segment chambers of commerce on key business and leadership topics for their members, such as how to access business credit and craft strong business plans. This cross-chamber initiative builds on Wells Fargo’s strong working relationships with chambers nationwide that specifically serve and represent African American, Hispanic, Asian American and LGBT business owner interests.

    “There’s no single answer to the challenges reflected in the study, just as the challenges facing all diverse-owned businesses are broader than any one financial institution can address,” Stevens said. “As America’s leading small business lender, we have a responsibility to do more. We believe the steps we’re taking will make a difference, help us foster more lifelong relationships, and move us closer to our goal of helping every business we serve succeed financially. We want to contribute to a national conversation, involving the public and private sector, industry stakeholders and small business owners, about how to better support small businesses in every community.”

    Additional Gallup study findings

    Other key findings in Gallup’s industry study included:
    • Only about half of small business owners say they have ever borrowed money for their business, including the general population of small business owners (50 percent), Asian (53 percent) and Hispanic (51 percent) segments, while the percentage of African American business owners who have used credit (42 percent) is somewhat lower.

    • African American (21 percent) and Hispanic (18 percent) business owners were more likely than their counterparts in the general population (10 percent) to be in the startup phase.

    • Nearly half of Asian-owned business owners (49 percent) said they were in the growing phase of their business, a higher percentage than the general population of small business owners (37 percent). Also, 38 percent of Asian-owned businesses reported annual revenue of $250,000 or more, compared to 22 percent of businesses overall.

    • A higher proportion of veteran-owned businesses (24 percent) reported being in the winding down phase – preparing to retire, sell or transition their businesses – than small business owners in general (15 percent).

    • Just 9 percent of women business owners reported plans to apply for new credit in the next 12 months, compared with 20 percent of men surveyed.

    About Gallup and the “Small Business Diverse Segments Lending Study”
    As part of its Wells Fargo Works for Small BusinessSM initiative, Wells Fargo – in collaboration with diverse chambers of commerce – commissioned Gallup to conduct a survey of diverse-segment small business owners. The research was designed to obtain insight into the experiences of Asian, African American and Hispanic small business owners on the topic of credit and gain a deeper understanding of their perceptions of working with financial institutions, and their overall experiences as small business owners. Additional surveying was conducted with women, military veteran, and lesbian, gay, bisexual and transgender business owners. The focus of the study is on the industry overall, and not on a single bank or financial institution.

    About Wells Fargo
    Wells Fargo & Company (NYSE: WFC) is a nationwide, diversified, community-based financial services company with $1.7 trillion in assets. Founded in 1852 and headquartered in San Francisco, Wells Fargo provides banking, insurance, investments, mortgage, and consumer and commercial finance through more than 8,700 locations, 12,500 ATMs, and the internet ( and mobile banking, and has offices in 36 countries to support customers who conduct business in the global economy. With approximately 266,000 team members, Wells Fargo serves one in three households in the United States. Wells Fargo & Company was ranked No. 29 on Fortune’s 2014 rankings of America’s largest corporations. Wells Fargo’s vision is to satisfy all our customers’ financial needs and help them succeed financially. Wells Fargo perspectives are also available at Wells Fargo Blogs and Wells Fargo Stories.

    Wells Fargo serves approximately 3 million small business owners across the United States and loans more money to America’s small businesses than any other bank (2002-2013 CRA government data). In 2014, Wells Fargo provided $18 billion in new loans to small businesses throughout the U.S. To help more small businesses achieve financial success, in 2014 Wells Fargo introduced Wells Fargo Works for Small BusinessSM – a broad initiative to deliver resources, guidance and services for business owners. For more information about Wells Fargo Works for Small Business, visit: and follow us on Twitter @WellsFargoWorks.

    The articles on this site are provided as a public service and to be used for information purposes only. does not accept any responsibility or liability for the use or misuse of the article content. Use at your own risk.

    No Endorsement: does not endorse or recommend any article on this site or any product, service or information found within said articles. Resources and links included in said articles are only suggested as sources for further exploration, but we cannot vouch for or take responsibility for information contained in these resources. The opinions and views of the authors who have submitted articles to belong to them alone and do not necessarily reflect the views of

    Quality Assurance Expert - Introduces a new, simple Theory of Ethics for Business Professionals

    “In today’s increasingly complex and global service environment, excellence is often an elusive goal. Stephen Hall provides direction by proposing that excellence is every employee’s responsibility, and that it can be achieved by focusing on the dual challenges of quality and ethics.”
    – Michael D. Johnson, Dean, E.M. Statler School of Hotel Administration, Cornell University

    All business professionals, especially those in the service industry, could use a new and improved theory of ethics… We hear almost on a daily basis how employers and employees are at odds, ie. McDonalds, as well as how customers are being treated. How many times have you been presented with a ‘discount’ or ‘special offer’ only to find out that due to ‘special circumstances’ it can be applied to you?

    Enter, Stephen SJ Hall, a graduate of the School of Hotel Management at Cornell University, and author of the new book, Plumb Bob: Making Excellence a Habit. Pursuing “QUALITY” is inadequate. We should be pursuing “EXCELLENCE.” This is a crucial concept set forth by Hall. Having worked in the area of quality assurance and ethics for most of his life, Hall has made many contributions to our understanding of ethics and its importance in both personal and professional contexts. His groundbreaking Theory of Property, described in Plumb Bob, is among the most significant and most readily applied frameworks for encouraging ethical awareness and practice.

    “If our standards are thorough and properly tested, and if we consistently meet them, we are achieving excellence,” says Hall. “It doesn’t get more basic than that.” Excellence is truly not difficult to achieve and Hall introduces the reader in clear and simple language to the unique Plumb Bob of excellence as a constant reminder of the passion required to consistently behave in an ethical manner and achieve excellence on a daily basis. The Plumb Bob becomes a universal symbol, reminding its owner of the importance of striving for excellence.

    Key concepts and ideas proposed by Hall in Plumb Bob include:

    The six theories of ethics, from Aristotle to Kant, and how they can be applied to conducting business in 2015

    Hall’s pivotal Theory of Property – the clear path to excellence

    Examples of the six classifications of property – body, image, intellect, space, material provisions and acquired rights

    Seven tests to determine if a behavior meets the “right” standards

    How the Plumb Bob can help you achieve excellence on a daily basis

    Stephen S. J. Hall is a graduate of the School of Hotel Management at Cornell University after which he served two years as a Marine Corps Officer. He holds an MBA with high honors from Michigan State as well as a Master’s degree in Divinity from Harvard University. His work experience includes the Director of Operations Support for ITT Sheraton Corporation as well as Vice President for Administration at Harvard University. As a consultant, he implemented the Quest for Quality for the American Hotel and Lodging Association. He has taught Quality Assurance and Ethics at several universities including Cornell. In addition to Plumb Bob: Making Excellence a Habit, Hall has authored Quality Assurance in the Hospitality Industry with the American Society for Quality Control and Ethics in Service and Tourism with the Educational Institute of AH&LA. Hall is currently retired and resides in Sarasota, FL with his wife.

    The articles on this site are provided as a public service and to be used for information purposes only. does not accept any responsibility or liability for the use or misuse of the article content. Use at your own risk.

    No Endorsement: does not endorse or recommend any article on this site or any product, service or information found within said articles. Resources and links included in said articles are only suggested as sources for further exploration, but we cannot vouch for or take responsibility for information contained in these resources. The opinions and views of the authors who have submitted articles to belong to them alone and do not necessarily reflect the views of

    Nielsen Introduces the New Black Power

    Today, the phrase Black Power takes on a new meaning. In the late 1960s and early 1970s, the Black Power Movement inspired racial pride and self-esteem amongst African-Americans and encouraged all Americans to acknowledge and embrace Black culture and heritage. Now Black Power also refers to the considerable economic influence of African-Americans.

    According to recent Nielsen reports, the buying power of African-Americans is $1.1 trillion and expected to grow to $1.3 trillion by 2017. That is significant economic influence wielded by 44 million Blacks in the U.S. In addition, African-Americans are conscious of how they spend their time and money, thus leveraging this purchasing power to ensure their economic impact is recognized and valued (See Nielsen’s videos here and here).

    The influence of Black Power increases exponentially when the overall impact that Blacks have on American popular culture is considered. A Nielsen report highlights that 73% of Whites and 67% of Hispanics believe that Blacks influence mainstream culture. This is evidenced by the success of recent television shows that feature Black actors and culturally relevant story lines. African-Americans watch nearly 200 hours of television per month, roughly 60 more hours than the total audience. The successful programming formula of inclusivity is an effective strategy for television producers, but it also is incredibly effective for reaching multiple audiences and testifies to the power of diversity.

    In addition, music by African-American artists consistently populates Billboard’s Top 20 albums chart. Youth is a key driver for specific music genres, and more than half of the Black population – 53 percent – is under the age of 35 (compared to 47 percent of total population). However, African-American youth aren’t the sole procurers of Black music. Hip-hop, in particular, has become an international, multibillion-dollar business reflective of the strong sway Black culture has on the music industry and its trends, thus providing additional proof of the far-reaching impact of today’s Black Power. Over the years, jazz, blues and R&B have had similar universal appeal.

    “African-Americans are increasing their consciousness of the power they yield in how they spend their time and money and how those decisions – whether it’s which television show to watch or which song to download – can be compounded and multiplied for maximum impact across diverse demographics,” says Cheryl Pearson-McNeil, Nielsen’s senior vice president, strategic community alliance and consumer engagement. “The Black Power Movement in the ’60s and ’70s led to significant and historical changes. That same type of conscious impact is achievable utilizing today’s platforms and tools,” she says.

    For more information on Nielsen’s latest African-American consumer report, “Power. Growing. Influential,” please click here.


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  9. Anns Business Solutions ...
    If you are looking for recommendations on a Home Based Business or seeking to grow your existing business, we are your one stop source.

  10. Ask Recy ...
    Community activist Recy Dunn answers questions about building your minority business.

  11. Background Screening Solutions ...
    We provide employment and tenant background search packages for companies and associations.

  12. BBNomics ...
    The purpose of BBNomics is to build a network, a group of individuals working together for mutual benefit.

  13. BDPA ...
    BDPA (Black Data Processing Associates) was founded in 1975 in Philadelphia, PA and continues today to bridge the Digital Divide with its programs and services.

  14. Black Business and Professional Association ...
    The BBPA serves to address equity and opportunity for the Black community in business, employment, education and economic development.

  15. Black Business Builders ...
    A Black business and Consumer networking organization. The best money making business opportunity online.

  16. Black Business Expo ...
    Black Business Expo.

  17. Black Business Journal ...
    Black Business Journal Magazine.

  18. Black Business List ...
    Directory offering free advertising, Listings in various business categories.

  19. Black Business Owners ...
    The Network Journal's 25 influential black women in business magazine launched in 1999 tells about the professional achievements of women in business.

  20. Black Business Planet ...
    Our mission is to stimulate an environment of African American entrepreneurship in the black community.

  21. Black Business Seminar ...
    Black Business Seminars are inspiring, motivating and educational events that teach Black people how to succeed.

  22. Blackxchange ...
    The Black Business Information Gateway. A business networking site where you can let others know about your business. (SIGNING UP IS FREE)

  23. Black Family Network ...
    Finding Solutions To The Digital Divide.

  24. Black Owned NY ... was created to increase the visibility of local black businesses in New York, including the 5 boroughs, Long Island, and upstate New York to allow for local economic collaboration and support.

  25. Black Pages ...
    African American Directory.

  26. Black Shopping Channel ...
    The Black Shopping Channel has created an opportunity for aspiring African American Entrepreneurs to gain financial freedom by owning your own e-store on what is becoming the most viewed African American Online Mall in America.

  27. Blacks in San Antonio ...
    San Antonio's Largest Black Directory and Executive Listing.

  28. Black Speakers and Experts ...
    The National Directory of African American Speakers, Experts, and Professionals.

  29. Black Wall Street ...
    The Black Wall Street Merchants Association is a not-for profit enterprise that serves as an advocate for commerce in the African American community.

  30. Black Women Connect ... is the #1 online community for African, Caribbean and African American women who are professionals, entrepreneurs, and business owners. Black women are one of the most wealthy and influential demographics on the planet. It's time we have our very own social network!

  31. ...
    Use - Black America’s Largest Business, News & Community Information Resource! Rated #1 by African Americans nationwide.

  32. Central Florida Black Business ...
    Central Florida Black Business features Orlando events and Black businesses in the Orlando area. We promote Orlando events and Black businesses via many different channels including our partners, our website, newsletter, social media pages and internet advertising.

  33. Cheap Business Cards ...
    Design your business cards online or upload your own design. Fast, easy and fun!

  34. Concert Promotions: A Step By Step Guide ...
    Learn how to book successful shows without spending your own money. Get sponsorship ideas, marketing secrets and more.

  35. Custom Made Publications ...
    Specializing in unique one-of-a-kind book marks, party favors, flyers, family history books, brochures, and invitations for all occasions. Experienced in designing PowerPoint presentations, church programs, newsletters, etc.

  36. Dallas Black Chamber of Commerce ...
    The Dallas Black Chamber of Commerce serves as an advocate for the creation, growth and general welfare of the African American business in the Dallas community.

  37. ... is a free directory of minority and women based businesses in the Dallas/Fort Worth area. We have over 3000 businesses listed and growing.

  38. Diamond and Company ...
    Raising brand awareness takes vision, creativity and expertise. Diamond & Company, provides artist management, marketing and Public Relations services to a wide variety of clients.

  39. Diversity Information Resources ...
    Connecting Buyers with Diverse Suppliers.

  40. Ebony Pages - Atlanta Listings ...
    With over 600 listings to choose from, Ebony Pages is the most complete Atlanta area minority owned business listing.

  41. Ecommerce Black Owned Website ...
    This website was built to aid African Americans in spending and earning inside their own community.

  42. E-Jams Banner Plus Network ...
    EBPN is a free advertising service, created to help promote and create awareness of the many African-American web sites on the Internet.

  43. Export Jamaica ...
    Export Jamaica facilitates trade between Jamaican and International businesses.

  44. E-Z Web Marketing ...
    E-Z Web Marketing was developed to provide World-Class Online Marketing and Promotion solutions for upstart and fast-growing businesses. 100% black owned.

  45. ... provides 100% original and custom keyword rich content for your website, articles, blogs, ebooks and other writing projects, you receive full copyright to your content upon completion.

  46. Government Grants ...
    Your step by step guide to get government grants.

  47. Hair Today...
    We are an organization of Licensed Professional Cosmetologists In New York State about 66 years old dedicated to unifying professionals and working to promoting and improving our Profession.

  48. Home Based Online Business ...
    Free information on how to use personal touch and technology in building a home based business.

  49. ... is the lowest cost full color printer in the nation, offering full color printing, graphic design and direct mail services.

  50. How to Become A Booking Agent ...
    Learn how to become a Booking Agent and start a profitable booking agency.

  51. Image Of Perfection ...
    Image of Perfection is the industry leader in providing the highest quality Business Printing, Graphic Printing, Digital Printing, Offset Printing, Large Format Printing, Online Printing, T-shirt Printing, Book Printing and Discount Printing.

  52. Indiana Black Expo ...
    Indiana Black Expo, Inc., has grown from a single annual event to a year-round, multifaceted community service organization with 13 chapters around the state of Indiana.

  53. In the Company of Sistas ...
    Your premiere women of color shopping resource.

  54. iZaniaOnline ...
    An online networking community dedicated to accelerating the growth of Black-owned businesses.

  55. Jackson and Tull ...
    Jackson and Tull provides a broad range of engineering and technical services. Jackson and Tull is involved in aerospace and aeronautics engineering.

  56. JDS Communications ...
    JDS Communications features BioCareersource offering biotech publications, biotech jobs and resources in the San Francisco area.

  57. Juniques Marketing Television ...
    Actively promotiong African American Connection - Providing online web shopping from 1500 national retailers and local African American Business Owner around the United States.

  58. Juniques Multi Cultural Connections ...
    Site for people of color on the go and in the know providing local information about community events happening in southwest USA. ( arizona and california primarily).

  59. Kwame Building Group ...
    KWAME Building Group provides construction management services to public and private sector clients.

  60. Leadership Development Training ...
    Ithaka Leadership Development Ltd specialise in Leadership Development and Management Training to directly improve organisational performance.

  61. Leumas Security Services Inc. ...
    With over 17 years experience we are the #1 choice for Executive Security Guard Service in Hampton Roads and are expanding along the east coast.

  62. Los Angles Black Business Expo ...
    The official web site for the Los Angeles Black Business Expo and Trade Show.

  63. Little Africa ...
    Community for African American consumers & businesses.

  64. Mainstream Services Inc. ...
    Mainstream Services Inc. is a premier medical claims processing company. We meet the needs of any medical practice or specialty. We offer clients reliable, accurate, quality electronic medical billing services.

  65. Masai Design -Marketing ...
    Making people see you differently.

  66. Mbendi AfroPaedia ...
    Welcome to MBendi - Africa's leading business website.

  67. Memphis Tennessee Carpet Cleaning ...
    Professional Carpet Cleaning in Memphis. We specialize in safe, dry carpet cleaning in Memphis and the Mid-south.

  68. MBNet ...
    Your Online Minority Business Community Network! Expand your business, locate capital, find buyers & suppliers! Free listing in our minority business directory.

  69. Minority-Biz ...
    A business directory and consumer review publication that connects black owned businesses with consumers who actively support black owned businesses.

  70. Minority Professional Network ...
    Minority Professional Network. Very informative website for those in the business world.

  71. M V Consulting, Inc. ...
    M V Consulting, Inc. is a diversified private company that maintains divisions in search engine optimization, online store, political and entertainment celebrity blogs.

  72. My Black Info ...
    Our Mission is to provide our community with the information and resources to become better citizens, parents and community leaders.

  73. National Black Business Council ...
    The mission of the National Black Business Council, is to be catalyst and advocate for the creation and development of Black-owned businesses serving both domestic and global markets.

  74. National Black Chamber of Commerce ...
    The NBCC reaches 95,000 Black owned businesses. There are 1 million Black owned businesses in the United States.

  75. National Minority Supplier Development Council ..
    Providing a direct link between corporate America and minority-owned businesses is the primary objective of the National Minority Supplier Development Council.

  76. ...
    The Business Directory for Business.

  77. NMP Informaton Services ...
    NMP Information Services provides resources, support, advertising, to Businesses, Corporations, Communitues, Families, Kids & Shoppers nationwide.

  78. Nubian Surfer ...
    Nubian Surfer - Black African-American Member Base Traffic Exchange.

  79. OKI Commercial & Residential Cleaning ...
    O.K.I. Cleaning, offers real-world solutions for the janitorial needs of residential and small to medium businesses in the Ohio, Kentucky and Indiana region. Our knowledgable and experienced staff has and always will deliver impeccable results for your business.

  80. OneUnited Bank ...
    The largest African-American owned bank in the country, OneUnited focuses on developing the urban community and offering superior financial products.

  81. People You Need to Know, Inc. ...
    Voted Atlanta's most elegant presentation of dentists, attorneys, real estate agents and physicians in the southeast.

  82. P. Kimbro Group ...
    Think & Grow Rich: A Black Choice.

  83. Power Tone Communications, LLC ...
    Power Tone Communications, LLC is a 100 percent minority-owned firm providing public relations, crisis management and event planning for businesses, political campaigns, churches and faith-based organizations.

  84. Precision Garage Door San Diego ...
    Precision Garage Doors has been providing expert garage door repair in the San Diego & Riverside CA area since 2001.

  85. ReadyWriter Production Company ...
    Tracy L. Bell is an author and proprietor of RWPC, the website list her books.

  86. Reddi Business Solutions ...
    Reddi Business Solutions is the intelligent, cost-effective and efficient business strategy of the 21st century, specifically for businesses or individuals needing occasional office support.

  87. Rejoice Christian Ministry and Entertainment ...
    Welcome to our Community service and business Christian network for ministries, businesses and entrepreneurs who through our programs, services and events bring wealth to the body of Christ.

  88.! ...! informational website, business and pleasure.

  89. Smartsley ...
    Provides business process outsourcing solutions for small/medium sized businesses as well as independent contractors and non-profit organizations.

  90. SoHe Designs ...
    Home decor that embraces the art and culture of our African heritage. Dinnerware, bedding, pillows, bath accessories, ornaments. Most items made in America. Retailers and churches welcome.

  91. Sonya A. Lowery ...
    Author of 'The Secret Language of Business Cards:' Image-Building Help for Small-Businesses.

  92. Stiforp - Warren Enterprise...
    Earn more money than you can spend. Huge compensation plan.

  93. Support Black Owned ...
    A directory of Services, groups, and businesses provided by Black people.

  94. Tag Team Marketing ...
    TAG TEAM Marketing is an organization of positive Black people all over the world who are working together to promote Black Business Seminars and promote Black businesses.

  95. Target Market News ...
    Target Market News The Black consumer market authority.

  96. Telishia Berry ...
    Professional Copywriter For Print and Online Communications, Search Engine Optimization, and More. Hire This Freelance Copywriter To Help Boost Your Business.

  97. The Business of Black Film ...
    Our mission is to compile relevant secondary research data, apply critical analysis and provide an informed opinion on how such an industry may be brought about. Our content is aimed at producers, industry executives, investors, bankers, attorneys, CPAs, media organizations, corporate advertisers and anyone with a vested interest in seeing such an industry thrive.

  98. The Comprehensive Database of Black Businesses ...
    We aspire to be the biggest platform of black business directories in the world

  99. TK Virtual Administrative Services ...
    We help businesses and individuals by providing virtual and remote administrative support, saving you time and money! We also offer small business consulting, business development, and procurement services.

  100. Tough Inspectors Consulting ...
    ough Inspectors Consulting offers comprehensive restaurant and foster care inspections. Food safety.Food sanitation. Prices start as low as $55.

  101. True Executives ...
    True Executives - Wealth Building Website for Urban America.

  102. ...
    One People in Business, Culture, History An international online community for people of color which focuses on business promotion and cultural exchange.

  103. Write-On Consulting Firm ...
    WOCF offers several ways to help you get the funds that you need and want.

  104. Yvonne E. White & Co. - Event Planning ...
    YEW & Co. has been in the business of event planning, party design and catering for twenty years.

  105. 4 You Essentials ...
    Our Business is to provide high quality products and reliable services for our customers. We hope you enjoy your visit to our web site. Please save us to your favorites and visit again soon for updates.

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